Summit Funding, Inc. Rancho Mirage

At Summit Funding, our goal is to provide you with the lending power of a national mortgage bank with the personal attention and service that you’d receive from a local lender. We pride ourselves in offering the best customer service in the industry.

WHY CHOOSE SUMMIT FUNDING?

1. Experience

Choosing a stable company is important today. Summit Funding is a stable, reliable company.
Our company was started by an expert in the mortgage industry. Our president and founder, Todd Scrima, knows what it takes to close a home loan successfully and has devised a company built around successful loan closings.
In addition to running Summit Funding, Todd created The CORE Training, a business that focuses on coaching some of the nations top producing loan officers.
We make it happen. In the last 20 years, Summit Funding has closed approximately XXX number of home loans.
Summit is a mortgage banker as well as a mortgage broker. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the competitive rates, terms and costs-to meet your unique needs. But that's just the beginning of our service.

2. Our Values

Our values speak for who we are as a community of people. We truly value our customers, and work every day to guide you to the best decision for you.
We are on time, every time. No exceptions or excuses.
We are consistent and accurate
We are innovative
We build trust
We are leaders
We are professionals at building relationships
We are grateful:
We have fun

3. Our Promise

Summit promises to make this your best mortgage experience ever and to gain your business for life by:
By being a responsible lender.
By being your guide through the mortgage process.
By consistently communicating with you on the status of your mortgage
By having real people answer the phones and by returning your calls within one business day
By setting up 90 minute initial consult meetings so that we can fully understand your goals
By setting expectations with you up front, so that you’ll never experience any hidden fees or surprises
By always being innovative with technology to improve your experience with us.

4. Our Process and Our People

For Summit Funding, these two items go hand in hand. First, we hire only the best to serve you, our clients. And, we’ve developed a proprietary process with our mortgage teams that functions efficiently and accurately.
Doing these things has worked! Today, Summit Funding has a team of mortgage professionals serving from offices in Elk Grove, Redding, Gold River (Sacramento) and Lodi, California; Dallas, Texas and Reno, Nevada. The offices employ over 300 people.
Summit Funding offers the BEST OF BOTH WORLDS when it comes to the home loan experience.
As an in-house mortgage bank, Summit Funding has the power and control to approve, underwrite and fund loans from each local office without the need to ship a loan file across the country and deal with the bureaucratic red tape that big national mortgage companies have.
Summit Funding doesn’t have to rely on big wholesalers to approve and process loans. Summit Funding is dedicated to providing each client with the best loan for them with the least amount of hassle…Mortgages Made Simple!

Branch NMLS# 967682 Summit NMLS# 3199 NMLS# 236436